{"id":10,"date":"2020-07-22T08:18:07","date_gmt":"2020-07-22T08:18:07","guid":{"rendered":"https:\/\/debtkiller.net\/?page_id=10"},"modified":"2020-07-29T14:36:09","modified_gmt":"2020-07-29T14:36:09","slug":"home","status":"publish","type":"page","link":"https:\/\/debtkiller.net\/","title":{"rendered":"Home"},"content":{"rendered":"

[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.5.1″ _module_preset=”default”][et_pb_fullwidth_header title=”Never Worry” subhead=”About Money Again!” content_max_width=”540px” _builder_version=”4.5.1″ _module_preset=”default” title_font=”|800|||||||” title_text_color=”#15c39a” title_font_size=”48px” content_font_size=”22px” content_line_height=”1.4em” subhead_font=”|800|||||||” subhead_font_size=”48px” use_background_color_gradient=”on” background_color_gradient_start=”rgba(27,54,100,0.95)” background_color_gradient_end=”rgba(27,54,100,0.3)” background_color_gradient_direction=”90deg” background_color_gradient_start_position=”30%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/debtkiller.net\/wp-content\/uploads\/2020\/07\/credit-card.jpg” custom_margin=”||||false|false” custom_padding=”200px|0px|200px||true|false” hover_enabled=”0″ title_font_size_tablet=”42px” title_font_size_phone=”” title_font_size_last_edited=”on|tablet” content_font_size_tablet=”18px” content_font_size_phone=”” content_font_size_last_edited=”on|tablet” subhead_font_size_tablet=”42px” subhead_font_size_phone=”” subhead_font_size_last_edited=”on|tablet” subhead_line_height_tablet=”” subhead_line_height_phone=”45px” subhead_line_height_last_edited=”on|phone” custom_css_title=”margin-bottom: 10px;” custom_css_subtitle=”margin-bottom: 30px;”]Don\u2019t question if you\u2019re doing the right thing with money. Take control of your money for good.[\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.5.1″ _module_preset=”default” background_color=”#e3eff7″ custom_padding=”||60px|||”][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” _builder_version=”4.5.1″ _module_preset=”default” background_color=”#ffffff” custom_margin=”-130px||0px||false|false” custom_padding=”20px||20px||true|false” animation_style=”slide” animation_direction=”bottom” border_width_top=”4px” border_color_top=”#15c39a” box_shadow_style=”preset2″ box_shadow_color=”rgba(27,54,100,0.3)”][et_pb_column type=”1_3″ module_class=” vertical-align” _builder_version=”4.5.1″ _module_preset=”default”][et_pb_image src=”https:\/\/debtkiller.net\/wp-content\/uploads\/2020\/07\/debtkiller-main.png” title_text=”debtkiller-main” align=”center” align_tablet=”” align_phone=”” align_last_edited=”on|tablet” _builder_version=”4.5.1″ _module_preset=”default”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_3″ module_class=” vertical-align” _builder_version=”4.5.1″ _module_preset=”default”][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” text_font=”|700|||||||” text_text_color=”#1b3664″ text_orientation_tablet=”center” text_orientation_phone=”” text_orientation_last_edited=”on|tablet”]You’ll get access to our bestselling money products.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ module_class=” vertical-align” _builder_version=”4.5.1″ _module_preset=”default”][et_pb_button button_text=”See What’s Included” button_alignment=”center” _builder_version=”4.5.1″ _module_preset=”default” custom_button=”on” button_text_size=”18px” button_text_color=”#ffffff” button_bg_color=”#1b3664″ button_border_color=”#1b3664″ button_border_radius=”10px” button_font=”|600|||||||” button_icon=”%%3%%” custom_margin_tablet=”||40px||false|false” custom_margin_phone=”” custom_margin_last_edited=”on|tablet” custom_padding=”8px||8px||true|true” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#15c39a” button_bg_enable_color__hover=”on” button_border_color__hover=”#15c39a” button_border_color__hover_enabled=”on|hover”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.5.1″ _module_preset=”default” background_color=”#e3eff7″ custom_padding=”40px|||||”][et_pb_row _builder_version=”4.5.1″ _module_preset=”default” animation_style=”fade”][et_pb_column type=”4_4″ _builder_version=”4.5.1″ _module_preset=”default”][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”center” header_text_color=”#1b3664″ header_font_size=”42px” custom_margin=”||10px||false|false” header_font_size_tablet=”36px” header_font_size_phone=”” header_font_size_last_edited=”on|tablet”]<\/p>\n

Budgeting
\n<\/h1>\n

[\/et_pb_text][et_pb_divider color=”#15c39a” divider_weight=”4px” _builder_version=”4.5.1″ _module_preset=”default” width=”60px” module_alignment=”center”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_4,1_4,1_4,1_4″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.5.1″ _module_preset=”default”][et_pb_column type=”1_4″ _builder_version=”4.5.1″ _module_preset=”default” background_color=”#ffffff” custom_padding=”40px|24px|40px|24px|true|true” animation_style=”slide” animation_direction=”left” animation_delay=”300ms”][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” text_font=”Arial|700|||||||” text_text_color=”#1b3664″ text_font_size=”24px” text_line_height=”1.2em” text_orientation=”center”]Worksheets[\/et_pb_text][et_pb_image src=”https:\/\/debtkiller.net\/wp-content\/uploads\/2020\/07\/fpo_downloads_1.png” title_text=”fpo_downloads_1″ align=”center” _builder_version=”4.5.1″ _module_preset=”default” custom_margin=”||||false|false”][\/et_pb_image][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” text_orientation=”center”]Our worksheets help you outline your budget and customize a spending plan based on your income and needs. By putting your budget together on a worksheet, it’ll be easier for you to make the right financial decisions.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.5.1″ _module_preset=”default” background_color=”#ffffff” custom_padding=”40px|24px|40px|24px|true|true” animation_style=”slide” animation_direction=”left”][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” text_font=”Arial|700|||||||” text_text_color=”#1b3664″ text_font_size=”24px” text_line_height=”1.2em” text_orientation=”center”]Tips for Budgeting[\/et_pb_text][et_pb_image src=”https:\/\/debtkiller.net\/wp-content\/uploads\/2020\/07\/hand.jpg” title_text=”hand” align=”center” _builder_version=”4.5.1″ _module_preset=”default” custom_margin=”||||false|false”][\/et_pb_image][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” text_orientation=”center”]Creating a budget can help you decide your spending and saving, but it’s not always easy to get there. Our downloadable tips make sure that you have important financial information at your fingertips at all times.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.5.1″ _module_preset=”default” background_color=”#ffffff” custom_padding=”40px|24px|40px|24px|true|true” animation_style=”slide” animation_direction=”right”][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” text_font=”Arial|700|||||||” text_text_color=”#1b3664″ text_font_size=”24px” text_line_height=”1.2em” text_orientation=”center”]Shopping with a Plan[\/et_pb_text][et_pb_image src=”https:\/\/debtkiller.net\/wp-content\/uploads\/2020\/07\/scissors-dollar-small.jpg” title_text=”scissors-dollar-small” align=”center” _builder_version=”4.5.1″ _module_preset=”default” custom_margin=”||||false|false”][\/et_pb_image][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” text_orientation=”center”]Certain times of year require a lot of shopping, and trying to stay within a budget can be especially daunting. Use these downloadable worksheets to plan your shopping trips during the busiest retail seasons.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_4″ _builder_version=”4.5.1″ _module_preset=”default” background_color=”#ffffff” custom_padding=”40px|24px|40px|24px|true|true” animation_style=”slide” animation_direction=”right” animation_delay=”300ms”][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” text_font=”Arial|700|||||||” text_text_color=”#1b3664″ text_font_size=”24px” text_line_height=”1.2em” text_orientation=”center”]Financial Workbook[\/et_pb_text][et_pb_image src=”https:\/\/debtkiller.net\/wp-content\/uploads\/2020\/07\/calculator-book-small.jpg” title_text=”calculator-book-small” align=”center” _builder_version=”4.5.1″ _module_preset=”default” custom_margin=”||||false|false”][\/et_pb_image][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” text_orientation=”center”]The Personal Financial Workbook is a tool that you can use to organize your finances and gain an understanding of how you are spending your money. By using the worksheets, you\u2019ll be able to paint a clear picture of your financial situation and make better decisions for the future.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.5.1″ _module_preset=”default” background_color=”#e3eff7″][et_pb_row _builder_version=”4.5.1″ _module_preset=”default” custom_padding=”30px|||||” animation_style=”fade”][et_pb_column type=”4_4″ _builder_version=”4.5.1″ _module_preset=”default”][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”center” header_text_color=”#1b3664″ header_font_size=”42px” custom_margin=”||10px||false|false” header_font_size_tablet=”36px” header_font_size_phone=”” header_font_size_last_edited=”on|tablet”]<\/p>\n

Blog
\n<\/h1>\n

[\/et_pb_text][et_pb_divider color=”#15c39a” divider_weight=”4px” _builder_version=”4.5.1″ _module_preset=”default” width=”60px” module_alignment=”center”][\/et_pb_divider][et_pb_blog fullwidth=”off” excerpt_length=”150″ show_author=”off” _builder_version=”4.5.1″ _module_preset=”default” header_font=”Arial|700|||||||” header_text_color=”#1b3664″ header_font_size=”18px” header_line_height=”1.2em” meta_font=”||||||||” meta_text_color=”#15c39a” box_shadow_style=”preset3″ transform_styles__hover_enabled=”off|desktop” transform_scale__hover_enabled=”off|desktop” transform_translate__hover_enabled=”off|desktop” transform_rotate__hover_enabled=”off|desktop” transform_skew__hover_enabled=”off|desktop” transform_origin__hover_enabled=”off|desktop” transform_scale__hover=”105%|105%”][\/et_pb_blog][et_pb_button button_url=”https:\/\/debtkiller.net\/index.php\/blog\/” button_text=”See More Blog Post” button_alignment=”center” _builder_version=”4.5.1″ _module_preset=”default” custom_button=”on” button_text_size=”18px” button_text_color=”#ffffff” button_bg_color=”#1b3664″ button_border_color=”#1b3664″ button_border_radius=”10px” button_font=”|600|||||||” button_icon=”%%3%%” custom_padding=”8px||8px||true|true” animation_style=”slide” animation_direction=”bottom” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#15c39a” button_bg_enable_color__hover=”on” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”#15c39a”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.5.1″ _module_preset=”default”][et_pb_row _builder_version=”4.5.1″ _module_preset=”default” background_color=”#ffffff” animation_style=”fade” border_width_top=”4px” border_color_top=”#1b3664″][et_pb_column type=”4_4″ _builder_version=”4.5.1″ _module_preset=”default”][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”center” header_text_color=”#1b3664″ header_font_size=”42px” custom_margin=”||||false|false” header_font_size_tablet=”36px” header_font_size_phone=”” header_font_size_last_edited=”on|tablet”]<\/p>\n

Housing Services<\/p>\n<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” _builder_version=”4.5.1″ _module_preset=”default” background_color=”#ffffff” animation_style=”fade” locked=”off”][et_pb_column type=”1_3″ saved_specialty_column_type=”3_4″ _builder_version=”4.5.1″ _module_preset=”default” background_enable_color=”off” border_color_right=”#d5d9db”][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” header_4_font=”Arial|700|||||||” header_4_text_align=”left” header_4_text_color=”#1b3664″ header_4_font_size=”24px” custom_margin=”||10px||false|false” custom_padding=”|30px||30px|false|true”]<\/p>\n

Reverse Mortage Counseling<\/p>\n<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” custom_margin=”|30px||30px|false|true”]ACCC\u2019s HUD-approved housing counseling agency offers HECM (reverse mortgage) counseling nationally and locally. ACCC is approved by the Massachusetts Executive Office of Elderly Affairs to provide HECM counseling to Massachusetts residents. [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ saved_specialty_column_type=”3_4″ _builder_version=”4.5.1″ _module_preset=”default” border_color_right=”#d5d9db”][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” header_4_font=”Arial|700|||||||” header_4_text_align=”left” header_4_text_color=”#1b3664″ header_4_font_size=”24px” custom_margin=”||10px||false|false” custom_padding=”|30px||30px|false|true”]<\/p>\n

Homebuyer Eduction & Certification<\/p>\n<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” custom_margin=”|30px||30px|false|true”]ACCC offers Massachusetts and national residents the Framework online Homebuyer education class. The Framework class meets requirements for most lending programs.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ saved_specialty_column_type=”3_4″ _builder_version=”4.5.1″ _module_preset=”default” border_color_left=”#d5d9db”][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” header_4_font=”Arial|700|||||||” header_4_text_align=”left” header_4_text_color=”#1b3664″ header_4_font_size=”24px” custom_margin=”||10px||false|false” custom_padding=”|30px||30px|false|true”]<\/p>\n

Foreclosure Prevention<\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” custom_margin=”|30px||30px|false|true”]ACCC offers in-person Delinquency\/Default Resolution Counseling (more commonly called Foreclosure Counseling) to all Massachusetts residents.[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.5.1″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_start=”#1b3664″ background_color_gradient_end=”rgba(27,54,100,0.5)” background_color_gradient_direction=”90deg” background_color_gradient_start_position=”40%” background_color_gradient_overlays_image=”on” background_image=”https:\/\/debtkiller.net\/wp-content\/uploads\/2020\/07\/photo-1577920231835-c232d76c4662.jpg” animation_style=”fade”][et_pb_column type=”4_4″ _builder_version=”4.5.1″ _module_preset=”default”][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” text_font=”Arial|700|||||||” text_text_color=”#ffffff” header_2_font=”Arial|700|||||||” header_2_text_align=”left” header_2_text_color=”#15c39a” custom_margin=”||20px||false|false” custom_padding=”40px|||40px|false|false”]<\/p>\n

Who We Service<\/p>\n<\/h2>\n

Open – Weekdays 9am-5pm EST[\/et_pb_text][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” text_font=”Arial||||||||” text_text_color=”#ffffff” max_width=”480px” custom_margin=”||||false|false” custom_padding=”|40px||40px|false|true” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|phone”]Our agency services all segments of the population regardless of race, color, religion, national origin, sex, familial status, and disability. Our counselors are familiar with HUD\u2019s housing and community programs and understand that everyone will require a different course of action. Our counselors will help you prepare an assessment of your financial situation to determine the root cause of the problem. Once the problem is identified counselors will work with you to establish the best possible solution.<\/p>\n

Our goal is to facilitate personal economic empowerment and community stability through homeownership and\/or home management. Our job is to provide consumers access to information, resources, tools, and facilitation that help them achieve their housing goals.[\/et_pb_text][et_pb_button button_url=”https:\/\/debtkiller.net\/index.php\/about-us\/” button_text=”About Us” button_alignment=”left” _builder_version=”4.5.1″ _module_preset=”default” custom_button=”on” button_text_size=”18px” button_text_color=”#ffffff” button_bg_color=”#15c39a” button_border_color=”#15c39a” button_border_radius=”10px” button_font=”|600|||||||” button_icon=”%%3%%” custom_margin=”||40px|40px|false|false” custom_padding=”8px||8px||true|true” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#1b3664″ button_bg_enable_color__hover=”on” button_border_color__hover_enabled=”on|desktop” button_border_color__hover=”#1b3664″][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.5.1″ _module_preset=”default” background_color=”#e3eff7″ custom_padding=”||0px|||”][et_pb_row _builder_version=”4.5.1″ _module_preset=”default” animation_style=”fade”][et_pb_column type=”4_4″ _builder_version=”4.5.1″ _module_preset=”default”][et_pb_text _builder_version=”4.5.1″ _module_preset=”default” header_font=”|800|||||||” header_text_align=”center” header_text_color=”#1b3664″ header_font_size=”42px” text_orientation=”center” custom_margin=”||10px||false|false” header_font_size_tablet=”36px” header_font_size_phone=”” header_font_size_last_edited=”on|tablet”]<\/p>\n

EVERY WIN COUNTS!
\n<\/h1>\n

Join us as we celebrate big and small wins for those working the plan on Dave\u2019s Instagram @daveramsey[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_6,1_6,1_6,1_6,1_6,1_6″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.5.1″ _module_preset=”default” width=”100%” max_width=”100%” custom_padding=”0px||0px|||”][et_pb_column type=”1_6″ _builder_version=”4.5.1″ _module_preset=”default”][et_pb_image src=”https:\/\/debtkiller.net\/wp-content\/uploads\/2020\/07\/debt-free-1.jpg” title_text=”debt free 1″ _builder_version=”4.5.1″ _module_preset=”default”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.5.1″ _module_preset=”default”][et_pb_image src=”https:\/\/debtkiller.net\/wp-content\/uploads\/2020\/07\/debt-free-5.jpg” title_text=”debt free 5″ _builder_version=”4.5.1″ _module_preset=”default”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.5.1″ _module_preset=”default”][et_pb_image src=”https:\/\/debtkiller.net\/wp-content\/uploads\/2020\/07\/debt-free-4.jpg” title_text=”debt free 4″ _builder_version=”4.5.1″ _module_preset=”default”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.5.1″ _module_preset=”default”][et_pb_image src=”https:\/\/debtkiller.net\/wp-content\/uploads\/2020\/07\/debt-free-6.jpg” title_text=”Portrait Of Smiling Senior Couple Sitting In Front Of Their Home” _builder_version=”4.5.1″ _module_preset=”default”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.5.1″ _module_preset=”default”][et_pb_image src=”https:\/\/debtkiller.net\/wp-content\/uploads\/2020\/07\/debt-free-2.jpg” title_text=”debt free 2″ _builder_version=”4.5.1″ _module_preset=”default”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_6″ _builder_version=”4.5.1″ _module_preset=”default”][et_pb_image src=”https:\/\/debtkiller.net\/wp-content\/uploads\/2020\/07\/debtfree-3.jpg” title_text=”debtfree 3″ _builder_version=”4.5.1″ _module_preset=”default”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Don\u2019t question if you\u2019re doing the right thing with money. Take control of your money for good.You’ll get access to our bestselling money products.Budgeting WorksheetsOur worksheets help you outline your budget and customize a spending plan based on your income and needs. By putting your budget together on a worksheet, it’ll be easier for you […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-10","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/debtkiller.net\/index.php\/wp-json\/wp\/v2\/pages\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/debtkiller.net\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/debtkiller.net\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/debtkiller.net\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/debtkiller.net\/index.php\/wp-json\/wp\/v2\/comments?post=10"}],"version-history":[{"count":143,"href":"https:\/\/debtkiller.net\/index.php\/wp-json\/wp\/v2\/pages\/10\/revisions"}],"predecessor-version":[{"id":807,"href":"https:\/\/debtkiller.net\/index.php\/wp-json\/wp\/v2\/pages\/10\/revisions\/807"}],"wp:attachment":[{"href":"https:\/\/debtkiller.net\/index.php\/wp-json\/wp\/v2\/media?parent=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}